Last updated: 15 January 2026
Terms & Conditions
These Terms and Conditions govern access to and use of the nobiasr.com site operated by Nobiasr S.A.S., an Ecuadorian company with Tax ID 1793234567001 and registered office in Quito, Ecuador. By using the site, you agree to be bound by these terms.
1. Purpose
The nobiasr.com site is intended exclusively for educational and informational purposes. Its aim is to explain the concept of real estate crowdlending, its advantages, risks and applicable regulatory framework in Ecuador during 2026.
2. No financial advice
No content published on the site constitutes personalised financial, tax or legal advice, nor a public offer of securities under the Ecuadorian Securities Market Law. Any investment decision must be adopted after consulting an independent professional adviser.
3. Use of the site
You agree to use the site in accordance with the law, morality and public order. You may not use automated techniques to extract content, nor attempt to compromise the security of Nobiasr's systems.
4. Intellectual property
All content, texts, trademarks, logos and designs are the property of Nobiasr S.A.S. or are covered by the corresponding licences. Their total or partial reproduction is prohibited without express written authorisation.
5. Newsletter
The subscription to the newsletter is voluntary and free. By subscribing, you authorise Nobiasr to send you educational and commercial communications about real estate crowdlending. You can unsubscribe at any time.
6. Limitation of liability
Nobiasr does not guarantee that the site will always be available or error free. Under no circumstances shall Nobiasr be liable for direct or indirect damages arising from the use or inability to use the site, except in cases of wilful misconduct or gross negligence.
7. Applicable law and jurisdiction
These terms are governed by the laws of the Republic of Ecuador. Any dispute shall be submitted to the competent courts of the Quito canton, Pichincha province, waiving any other jurisdiction.
8. Modifications
Nobiasr may modify these terms at any time to adapt them to regulatory or service changes. The current version will always be available on this page with its update date.